Cheapest Home Insurance Company in Jersey City NJ

Source one Insurance Agency is the Cheapest Home Insurance Company in Jersey City NJ. Besides, giving Cheapest services we never compromise customers requirements. It’s our First Priority to give customers satisfaction. We are a licensed, bonded, and insured company. We work harder to make sure you are 100% satisfied when it comes to your Home Insurance.

Our mission is to serve customers with the best homeowners insurance in Maryland that can protect them from danger of any kind. We give you a sense of security by offering the protection that your family needs in a way that simplifies their lives and gives them peace of mind.

About Source One Insurance Agency

Source one Insurance Agency is serving its customers with the cheapest homeowners insurance in Maryland. The company offers a complete solution for home insurance needs, including coverage for auto, renters, condo, or townhouse.

Source one Insurance Agency has been able to secure insurance coverages despite difficult market conditions through our Compulsory Auto, Homeowners, and Commercial property policies while featuring excellent customer service that sets us way above other home insurance companies near Baltimore.

We offer the average home insurance premium in Jersey City NJ. We have a team of talented individuals who will be able to quickly and easily find the right policy for you at a price that won't break your monthly budget.

Services

We want you to know that when you choose Source one Insurance Agency you are getting a team of dedicated agents who will help you find the best services.

Business Insurance

Protect your business with us. We offer all types of commercial insurance, including general liability, workers’ compensation, life & health, professional liability, crime coverage, and property insurance. We take these worries away from you and give you a chance to focus on your business.

Life Insurance

Source one Insurance Agency takes your life insurance needs seriously. We offer a large variety of viatical and life settlement investments, as well as related cash value products, such as variable universal life insurance. Whether it’s a term or whole life, we will make sure your family will be taken care of no matter what circumstances may arise.

Auto Insurance

Our specialists have the experience and knowledge that is needed to help you get the kind of coverage you are looking for. Our main focus is to ensure your vehicle is at a cost-effective price, which will allow you to have peace of mind knowing that if an unfortunate accident occurs, you will be covered without worrying too much about money.

Specialities

  • Expertise: We pride ourselves on helping all customers who contact us, and we do it with the goal of finding the right policy for you.
  • Committed: We are committed to offering affordable insurance, outstanding customer service, and support after the sale. We are here to help you get on the road to recovery as soon as possible.
  • Dedicated: We will work with each individual to make sure that they find the type of coverage that is best suited for them at a price that they can afford.

We offer different packages tailored to meet your personal, ever-changing needs. Tell us your Family Insurance Package requirements and our experienced agents will create or adjust a plan accordingly. Our team is happy to answer your questions and make personalized recommendations based on your input. We are here to represent you and make sure you receive the best possible insurance package suited to your needs.

Gallery

Cheapest Home Insurance Company in Jersey City NJ

testimonials

I am glad that I chose Source one Insurance Agency as my home insurance company in my area. I have never had any trouble with my service or claims, and they are always there when I need them. The customer service is very good.

Lee L. Libbey

Dealing with insurance can be a hassle but working with Source one Insurance Agency for Maryland homeowners insurance has made life easier for me. All the agents are very professional and know their job well. I would definitely recommend them to anyone looking for good home insurance.

Eric P. Jackson

I have been with Source one Insurance Agency for over 2 years now, and I am very happy with their service. The coverage they offer is great, customer service is always available when I need it, and the price is unbeatable. Best home insurance company near me!

Jerry M. Stotts

    Frequently Asked Questions

    GENERAL INSURANCE

    The three basic types of home insurance are homeowners, renter’s, and condos. All these policies have different coverage options so it is very important to shop around and find the one that fits your needs best.

    Home insurance does not typically cover flooding, earthquake, or war. There are also certain circumstances where a home may not be covered by the policy depending on where it is located and how long you have owned it.

    First-year home insurance is not included in closing. The homeowner or renter must purchase this policy to cover the first year of their time at the residence.

    No, you are required to have separate homeowners, renter’s, condo insurance policies in order to protect your property. The mortgage pays for the house but it does not cover everything.

    We offer a wide range of Baltimore MD Homeowners Insurance to meet your needs at prices that you can afford. We also choose to work with each individual, which means we go above and beyond to ensure they find the right policy. We at Source one Insurance Agency pride ourselves on making sure you are satisfied and getting the best value for your money.

    AUTO INSURANCE

    Most states have insurance laws that require drivers to have at least some automobile liability insurance. These laws were enacted to ensure that victims of automobile accidents receive compensation when their losses are caused by the actions of another individual who was negligent.

    It is often the case that the cost of repairing the damages to an older car is greater than its value. In these cases, your insurer will usually just “total” the car and give you a check for the car’s market value less the deductible. Many people with older cars decide not to purchase any physical damage coverage.

    Collision is defined as losses you incur when your automobile collides with another car or object. For example, if you hit a car in a parking lot, the damages to your car will be paid under your collision coverage.

    Comprehensive provides coverage for most other direct physical damage losses you could incur, including theft. For example, damage to your car from a hailstorm will be covered under your comprehensive coverage.

    Covered losses under a homeowners policy can be paid on either an actual cash value basis or on a replacement cost basis. When “actual cash value” is used, the policy owner is entitled to the depreciated value of the damaged property. Under the “replacement cost” coverage, the policy owner is reimbursed an amount necessary to replace the article with one of similar type and quality at current prices.

    This is a difficult question – one whose answer will vary depending on your personal circumstances.

    First, recognize that in any life insurance purchasing decision, two questions must be answered:

    1. “How much life insurance should I buy?”
    2. “What type of life insurance policy should I buy?”

    The first question should always be resolved first. For example, the amount of life insurance that you need may be so large that the only way you can be afford is through the purchase of term insurance, since term insurance has a lower premium.

    If your ability to pay life insurance premiums is such that you can afford the desired amount of life insurance under either type of policy, it is then appropriate to consider the second question – what type of policy to buy. Important factors affecting this decision include your income tax bracket, whether the need for life insurance is short-term or long-term (e.g., 20 years or longer), and the rate of return on alternative investments possessing similar risk.

    Get in Touch

      Address

      Jersey City NJ

      Website

      www.source1.info

      Number

      (855) 751-0562

      Source one Insurance Agency is serving its customers with the cheapest homeowners insurance in Maryland. The company offers a complete solution for home insurance needs, including coverage for auto, renters, condo, or townhouse.

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