Source one Insurance Agency is among the top-notch Small Business Insurance Companies in Newark NJ. We know that as a small business owner, you deserve the best insurance to keep your company protected from unforeseen circumstances. That is why our business focuses on understanding your specific needs as a small business as well as planning for your future.
Our mission is to help keep your business safe, your employees safe, and your future secure. The Source One Insurance Agency is a full-service insurance agency, focusing on small business insurance in Newark NJ to make their lives a little bit easier.
We believe in the sanctity of a handshake and the exceptional customer service that comes from building relationships with our clients.
We will never try to sell you a policy that does not fit your needs—instead, we will work with you to find a plan that meets your budget.
At Source one Insurance Agency, we believe that a community is stronger when its members feel safe and secure.
That is why we work hard to provide Newark New Jersey Small Business Insurance that meets a variety of needs.
We provide many services, including property, life, commercial, and employee benefits.
We offer many diverse policies aimed to suit various lifestyles. Home Insurance is often necessary to cover the loss or damage of personal property. And we are ready to provide you with a competitive quote to suit your home and your budget. Our specialists are eager to take care of your home.
Source One Insurance Agency’s policy is designed to protect your loved ones. We have several plans to insure your life. We are dedicated to providing reliable and reliable life insurance. Life Insurance is one of the most important and long-lasting forms of protection. Our focus is on simplifying the process and providing the best possible protection for the price.
Our company and our top-rated insurance agencies help people save money and simplify the process of finding coverage. Auto Insurance is designed to cover you in the event of a collision or accident. We will work closely with you to find the best rates and coverage for you and your car.
We offer different packages tailored to meet your personal, ever-changing needs. Tell us your Family Insurance Package requirements and our experienced agents will create or adjust a plan accordingly. Our team is happy to answer your questions and make personalized recommendations based on your input. We are here to represent you and make sure you receive the best possible insurance package suited to your needs.
Fantastic customer service. They have been with me through my journey. They are the best small business insurance in my area. I give this company a 10 out of 10.Lee L. Libbey
I would recommend this to all my friends. I know my family is taken care of. With the variety of packages, you can't go wrong. They were so accommodating throughout the process.Eric P. Jackson
It has been so easy with them. They were kind and never pushy. We had our life insurance certificate in less than an hour. Thank you so much for providing this amazing small business insurance near me.Jerry M. Stotts
Every small business needs to protect themselves as well as their employees. Proper coverage will allow them to manage the financial struggles that arise from failing to meet the obligations of their businesses.
The business type is just one factor that will determine if your business will require coverage. The risk tolerance of the company can also be a factor.
With years of experience, being there for our customers is what sets us apart. Unlike other agencies that will do nothing but constantly hound you, we will work with you to find the best plan for your family to prevent your fears from coming true. We work with the most reputable and financially sound service providers in this industry to ensure the best small business insurance near Newark NJ.
Most states have insurance laws that require drivers to have at least some automobile liability insurance. These laws were enacted to ensure that victims of automobile accidents receive compensation when their losses are caused by the actions of another individual who was negligent.
It is often the case that the cost of repairing the damages to an older car is greater than its value. In these cases, your insurer will usually just “total” the car and give you a check for the car’s market value less the deductible. Many people with older cars decide not to purchase any physical damage coverage.
Collision is defined as losses you incur when your automobile collides with another car or object. For example, if you hit a car in a parking lot, the damages to your car will be paid under your collision coverage.
Comprehensive provides coverage for most other direct physical damage losses you could incur, including theft. For example, damage to your car from a hailstorm will be covered under your comprehensive coverage.
Covered losses under a homeowners policy can be paid on either an actual cash value basis or on a replacement cost basis. When “actual cash value” is used, the policy owner is entitled to the depreciated value of the damaged property. Under the “replacement cost” coverage, the policy owner is reimbursed an amount necessary to replace the article with one of similar type and quality at current prices.
This is a difficult question – one whose answer will vary depending on your personal circumstances.
First, recognize that in any life insurance purchasing decision, two questions must be answered:
The first question should always be resolved first. For example, the amount of life insurance that you need may be so large that the only way you can be afford is through the purchase of term insurance, since term insurance has a lower premium.
If your ability to pay life insurance premiums is such that you can afford the desired amount of life insurance under either type of policy, it is then appropriate to consider the second question – what type of policy to buy. Important factors affecting this decision include your income tax bracket, whether the need for life insurance is short-term or long-term (e.g., 20 years or longer), and the rate of return on alternative investments possessing similar risk.