Commercial Auto Insurance Company in New Jersey

When it comes to Commercial Auto Insurance company in New Jersey, Source One Insurance Agency is ready to help. We are here to help you find the best coverage to fit your needs. We understand that each business is different, and we will work with you to find a policy that fits your budget and protects your business.

Our mission is to provide quality and cheapest commercial auto insurance in NJ. We are committed to providing you with the best coverage at the best price. Our nj insurance agents are dedicated to assisting clients in the most professional way.

About Source One Insurance Agency

Source one Insurance Agency is an auto insurance company near New Jersey. We offer quality coverage at an affordable price. 

We have been in business for years and we are NJ commercial auto insurance Specialists. We offer the lowest rates.

Commercial auto insurance in NJ can be expensive if you don't know how to get the best rates. 

If your company utilizes trucks or other commercial vehicles for business needs, it's important to make sure that you're financially protected in the case of an accident.

We can provide coverage for physical damage and bodily injury liability. Commercial auto insurance New Jersey is a type of Commercial Liability Insurance that protects vehicles used for commercial purposes. 

Commercial vehicles include trucks, taxis, buses, and any vehicle that is not owned by an individual but rather by an organization or company.


 Source one Insurance Agency is dedicated to providing quality coverage at an affordable price. We have years of experience in the industry and this allows us to provide you complete customer satisfaction at all services.

Home Insurance

Source one Insurance Agencyalso offers Home Insurance for individuals and families. We offer a variety of policies, including homeowner’s, renter’s, and condo insurance. We will work to find the right policy for you and your family!

Commercial Truck Insurance

We provide Commercial Truck Insurance for all types of trucks, from box trucks to 18-wheelers. Our professionals will work with you to find the best coverage for your needs. Truck insurance can protect your vehicle, equipment, and cargo. So, whether you’re a delivery driver or a contractor, we have the right policy for you.

Business Insurance

 Source One offers a variety of Business Insurance options, including Commercial Auto Insurance, Commercial Liability Insurance, and more. We understand the importance of protecting your business and we are committed to finding you the best coverage at the best price.


  • Customer First: We are with you before and after you are purchasing product or services. We want your experience to be easy and enjoyable with us. Focus on Customers by anticipating and exceeding service expectation at low cost.
  • Sustainability & Integrity: Our commitment to integrity defines who we are and how we act. We do what we say we will, always honestly and ethically, no exceptions.
  • Empowerment & Respect: We empower customers with protection to help achieve their goals.

We offer different packages tailored to meet your personal, ever-changing needs. Tell us your Family Insurance Package requirements and our experienced agents will create or adjust a plan accordingly. Our team is happy to answer your questions and make personalized recommendations based on your input. We are here to represent you and make sure you receive the best possible insurance package suited to your needs.


Commercial Auto Insurance Company in New Jersey


I have had the privilege of working with Source One Insurance Agency for many years now. They are an amazing team that provides quality coverage at an affordable price. I would highly recommend them to anyone looking for a commercial auto insurance company near me!

McFadden Hunsicker

Source One Insurance Agency is among the most proficient commercial auto insurance companies I have ever worked with! They are very knowledgeable and always willing to help. They offer the best rates.

Nelson Fred

I have been a customer of Source One Insurance Agency for many years now and I have always been happy with the service I receive. They are a reliable company that offers quality coverage. I would recommend them to anyone looking for Commercial Auto Insurance in New Jersey.

Victoria Schroeder

Frequently Asked Questions


When you apply for an insurance policy, you will be asked a number of questions. For example, the agent might ask you your name, age, gender, address, etc. In addition, you will be asked a number of other questions which will be used to determine how likely you are to make a claim.When an insurance company is deciding whether or not to offer car insurance to a potential customer, they will want to know about the person’s previous driving record, whether the driver has any recent accidents or tickets, and what type of car is to be insured.Insurance companies have different programs for different customers. Adults with good driving records will generally pay less for auto insurance than will a young driver with traffic tickets. In order to determine which program you qualify for, an insurance company needs basic information about you.In addition to your age, gender and driving experience, information about the vehicle you drive, and how you drive it, is also needed to determine a fair price. For example, a large luxury car costs more to repair or replace than a sub-compact; and, someone who commutes 30 miles each way is more likely to be in an accident than someone who rides the bus to work and drives only on weekends.
By using an agent to purchase insurance, the policyholder receives more personal service. An agent with whom there is direct contact can be vital when purchasing a product and absolutely necessary when filing a claim. A local, independent agent is able to deliver quality insurance with competitive pricing and local personalized service.


Most states have insurance laws that require drivers to have at least some automobile liability insurance. These laws were enacted to ensure that victims of automobile accidents receive compensation when their losses are caused by the actions of another individual who was negligent.

It is often the case that the cost of repairing the damages to an older car is greater than its value. In these cases, your insurer will usually just “total” the car and give you a check for the car’s market value less the deductible. Many people with older cars decide not to purchase any physical damage coverage.

Collision is defined as losses you incur when your automobile collides with another car or object. For example, if you hit a car in a parking lot, the damages to your car will be paid under your collision coverage.

Comprehensive provides coverage for most other direct physical damage losses you could incur, including theft. For example, damage to your car from a hailstorm will be covered under your comprehensive coverage.

Covered losses under a homeowners policy can be paid on either an actual cash value basis or on a replacement cost basis. When “actual cash value” is used, the policy owner is entitled to the depreciated value of the damaged property. Under the “replacement cost” coverage, the policy owner is reimbursed an amount necessary to replace the article with one of similar type and quality at current prices.

This is a difficult question – one whose answer will vary depending on your personal circumstances.

First, recognize that in any life insurance purchasing decision, two questions must be answered:

  1. “How much life insurance should I buy?”
  2. “What type of life insurance policy should I buy?”

The first question should always be resolved first. For example, the amount of life insurance that you need may be so large that the only way you can be afford is through the purchase of term insurance, since term insurance has a lower premium.

If your ability to pay life insurance premiums is such that you can afford the desired amount of life insurance under either type of policy, it is then appropriate to consider the second question – what type of policy to buy. Important factors affecting this decision include your income tax bracket, whether the need for life insurance is short-term or long-term (e.g., 20 years or longer), and the rate of return on alternative investments possessing similar risk.

Get in Touch


    New Jersey



    (855) 751-0562

    Source one Insurance Agency is an auto insurance company near New Jersey. We offer quality coverage at an affordable price.

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